Binance has launched RWUSD, a new financial product that enables users to earn up to 4.2% APR. This innovative service is backed by tokenized U.S. Treasuries and stablecoin deposits of USDT and USDC. Users can begin subscribing on July 28, 2025, without any subscription charges.
What is RWUSD?
RWUSD serves as a principal-protected product designed for people seeking secure and lucrative returns. According to the annnouncement, the product invites users to subscribe 1:1 with utilizable stablecoins. This means that for every stablecoin deposited, users receive the equivalent amount in RWUSD tokens.
How to Subscribe and Redeem RWUSD
In order to subscribe to RWUSD, the customers need to deposit stablecoins on Binance. Upon subscription, users lock their deposits into RWUSD tokens. Customers can redeem RWUSD in USDC, regardless of the stablecoin deposited initially. Furthermore, there are two types of redemption: Fast Redemption and Standard Redemption, which are convenient for the customers.
Benefits of RWUSD Over Conventional Stablecoins
RWUSD has many advantages over traditional stablecoins. Primarily, it comes with a far greater return of up to 4.2% APR than traditional stablecoin rates of less than 2%. Moreover, real-world assets, specifically tokenized U.S. Treasuries, back RWUSD, enhancing security and principal protection. Binance does not charge any subscription fees, and thus RWUSD is an affordable choice for yield-seekers.
Future Implications of RWUSD
The launch of RWUSD is a major milestone towards the integration of real-world assets into the crypto finance space. Binance is connecting traditional financial institutions and decentralized platforms through tokenization of U.S. Treasury Bills. This move will promote increased adoption and innovation of tokenized real-world assets (RWAs), higher liquidity, and security for investors.
By bringing RWUSD to market, Binance is establishing a new benchmark for yield tokens within the crypto industry. This principal-protected product provides a compelling return backed by U.S. Treasuries that will appeal to investors seeking secure investment. As demand for tokenized RWAs remains on the rise, RWUSD can make it easier for subsequent financial innovations.
